According to AAA and BBB estimates that 35 million vehicles suffer some type of mechanical breakdown each year. It’s not a question of If your vehicle will breakdown, but when your vehicle will break down. Are you fully prepared financially to cover the cost of a blown motor? Transmission? A/C or heater repair? Protect My Car. We offer the industry’s best direct Auto Repair coverage. You won’t be responsible for the entire cost of car repairs if you choose one of our plans. That’s where we come in by offering low, flexible monthly payment plans that cover these repair bills through six vehicle protection plans. Three of these plans are Vehicle Service Contracts for vehicles under 13 years old and have less than 124,999 miles.